Accessories: any item that you may attach or connect to your Gadget, including but not limited to screen protectors, ear/headphones and travel cases.
Accidental Damage: physical damage caused by a sudden and unexpected event, including fire damage. This extends to include malicious damage, damage to screens and damage resulting from contact with other liquids.
Accidental Loss: means that the Gadget has been accidentally left by You in a location and You are permanently deprived of its use.
Administrator: The administrator of Your Plan is Direct Warranty Ltd trading as Gadget Care Plan
(Reg No: CS185842019).
Breakdown: the failure of any electrical or mechanical component in Your Gadget due to a sudden and unforeseen fault, which causes Your Gadget to stop working in the way the manufacturer intended, and which requires repair or replacement before the Gadget can be used again.
Claims Handler: means Direct Warranty Ltd trading as Gadget Care Plan.
Cosmetic damage: bodily damage which does not cause any mechanical or operational impairment.
Finance: In the event that You purchased Your Gadget using finance, We will require evidence of this. Some finance options include a clause in which any repayment for a lost, stolen or non-repairable Gadget must be made to them in the first instance. In this scenario, We will be unable to provide You with a replacement Gadget.
Gadget: the portable item(s) insured under this Plan, are limited to mobile/smart phones tablets, smart watches or personal computers (including laptops). Your Plan is a multi-Gadget Plan, which covers all Gadgets which have been notified to us, and accepted by us, in accordance with Your Plan conditions.
Period of Cover: The term of Your Plan as stated in your Schedule of Extended Warranty.
Plan/Extended Warranty Plan: The contract of Extended Warranty between You and Us.
Plan Limit: The maximum reimbursement limit selected by You as shown in your schedule of Extended Warranty, which We will pay during the Period of Planfrom one or more claims.
Precautions: all measures that it would be reasonable to expect a person to take in the circumstances to prevent Accidental Loss, Accidental Damage or Theft of Your Gadget.
Payments: The amount you pay for the Plan This is shown in your Schedule of Extended Warranty.
Proof of Purchase: means an original receipt and any other documentation required to prove your Gadget was purchased as new, or as refurbished direct from the manufacturer. This document must show the date of purchase, make, model, and IMEI/Serial number of Your Gadget.
Proof of Ownership: A document to provide proof that the Gadget You are claiming for is owned by You. Such evidence may include a copy of the receipt or a gift receipt. You must provide the Administrator with evidence of ownership and the relevant IMEI or Serial Number as well as an image of the device with the power on within 7 days of the Start Date on the Plan. Failure to do so may result in the cancellation of the Plan and the return of the premium to You.
Proof of Usage: means evidence that Your Gadget has been in use since the Plan began. Where the Gadget is a mobile phone, this information may be obtained from Your network provider. For any other Gadget, in the event of an accidental damage claim, this can be verified if requested by Us when the Gadget is sent to the repairers for inspection.
Proximity: means on the distance to You, being no greater than 2 metres in length.
Schedule of Extended Warranty: The document providing details of the Plan You have selected.
Start Date: The date Plans tarts, as shown on your Schedule of Extended Warranty.
Terrorism: means any act, including but not limited to, the use of force or violence of, or the threat thereof, of any person or group of persons, whether acting alone or on behalf of or in connection with any organisation or government, committed for political, religious, ideological or similar purposes, including the intention to influence any government to put the public or any section of the public in fear.
Theft: the unlawful taking of your Gadget against Your will by another party, with the intent to permanently deprive You of that property, or burglary by forcible and violent entry, or the removal of Your Gadget by forcible and violent means against your person or that of your Immediate family.
Unattended: not within your pocket, sight and Your arms-length reach.
Virus: means any type of malicious code or program written to adversely alter the way your Gadget operates, or to prevent Your Gadget from working.
We/us/our: means Direct Warrant Ltd trading as Gadget Care Plan
You/your: means the person who took out this Plan and is named as the Planholder, and who is named as the Plan holder within the primary Extended Warranty Plan. This Plan does not Planfamily members, or members who are not You. The Plan only covers the named person listed on Your Plan Certificate.
Your Home: the permanent residential address listed on Your Schedule of Extended Warranty.